Medicare Insurance

Part A safeguards you by handling inpatient hospital services and supplies, thus lessening the financial impact of hospital stays. On the other hand, Part B steps in to cover medically indispensable outpatient services, including doctor visits, outpatient surgery, physical therapy, and preventative services. These preventative services can be critical in early disease detection and prevention, thus potentially saving you from high healthcare costs down the line.

Part B, covers outpatient medical services, including doctor visits, preventive care, and some medical supplies, such as durable medical equipment (wheelchairs, walkers, etc).

Part D, an essential element of the Medicare family, is responsible for outpatient prescription drug coverage. With the skyrocketing costs of medications, having a plan that covers prescription drugs can be a financial lifeline.

In addition to these, we have Medigap, also known as Medicare Supplement Insurance. Sold by private companies, Medigap is designed to bridge the “gaps” in Original Medicare, covering expenses that might otherwise be out of pocket. This can be a valuable add-on to ensure you’re covered, even when your Medicare plan might fall short. 

Understanding Medicare insurance can seem like a daunting task with all its parts and policies. I am committed to helping you navigate this complex landscape, ensuring you have the coverage that best fits your needs and circumstances. Let’s connect and start your Medicare journey on a solid footing.