Small Group Health Insurance

Empowering Your Business with Tailored Small Group Health Insurance Solutions

Welcome to Scott Peak Insurance, LLC.

I recognize the critical importance of providing your small business with affordable and effective healthcare coverage.

I’m committed to offering targeted assistance for small-group health insurance – a model that offers employer-sponsored coverage, designed to mitigate the financial burden of employee health insurance.

It is my belief that by working hand in hand with you, we can best understand and meet your specific needs and objectives.

Let’s Explore Level-Funded Plans

A major part of ensuring your business and employees’ protection against unforeseen medical expenses involves selecting the right type of insurance plan. With the myriad of available insurance plans, this can often seem like a daunting task. This is where level-funded small group insurance comes into the picture.

Level-funded small group insurance serves as a flexible and stable option for businesses, allowing you to tailor your coverage to your specific requirements, while maintaining a consistent budget. Essentially, level-funded plans bridge the gap between traditional small group health insurance plans and self-funded plans, integrating the best of both worlds.

With level-funded plans, businesses pay a fixed amount each month. This amount includes the cost of administrative fees and claims funding. At the end of the year, if your employees’ claims are lower than what was funded, you may be eligible for a refund. On the other hand, if the claims exceed what was funded, the stop-loss insurance that’s typically included in level-funded plans protects you.

Additionally, level-funded plans often come with additional wellness programs and resources to support your employees’ health, potentially lowering healthcare costs in the long run.

By offering this hybrid solution, we are facilitating a way for you to enjoy the cost-saving advantages of self-funding without the risk associated with large claims. It represents a middle ground where your small business can reap significant benefits.

I invite you to reach out to discuss if a level-funded plan could be the right choice for your group. Let’s work together to design an insurance strategy that will best serve your business and your team.

Navigating the complex world of insurance can be frustrating and time-consuming.
I am here as a resource you can depend on – year after year.

Insurance We Provide

Small Group Health Insurance

At Scott Peak Insurance, we provide creatively-designed small-group health insurance solutions, and guide businesses through the plethora of options, including the flexibility and budget stability offered by Level-Funded Plans, ensuring optimal coverage for each unique business scenario.

Dental Insurance

Whether you're an individual or a business, I'm here to guide you through a variety of dental insurance plans - from direct reimbursement and UCR programs to table of allowance and capitation schemes - to help find the coverage that best suits your specific needs.

Vision Insurance

Whether you're considering vision insurance for your employees or personal coverage, I'm here to guide you to the ideal plan, typically offering yearly eye exam coverage and varying degrees of coverage for eyewear, with options tailored to your unique needs.

Medicare Insurance

Medicare, a federal health insurance program designed for individuals aged 65 and above, those with certain disabilities, and End-Stage Renal Disease patients, comprises Part A and B for inpatient and outpatient services, Part C for private Medicare health plans, Part D for prescription drug coverage, and Medigap to supplement gaps in the original Medicare plan.

I am a phone call or text message away from being there to help you!

                                                                                    Scott

 

License Info

Colorado License# 717734

Wisconsin License# 20098108

Minnesota License# 40792417

Kansas License# 20098108